Prudent funding & liquidity management starts with clarity
In today’s complex markets, even the most sophisticated institutions face structural barriers to achieving a clear, consolidated view of funding and liquidity.
Persistent obstacles include:
Regulatory Pressure
Regulatory frameworks continue to evolve — demanding more granular reporting, demonstrable liquidity coverage, and robust stress-testing across all entities and booking models.
Balance Sheet Constraints
Leverage ratios, capital buffers, and balance sheet optimization mandates limit flexibility in deploying funding and inventory — forcing desks to operate within increasingly narrow utilization envelopes.
Liquidity Requirements
Supervisors now expect proactive liquidity risk management, including comprehensive visibility, counterparty concentration monitoring, and contingency funding planning — all requiring consistent, high-quality data across products.
No Realtime Data
Intraday positions and collateral movements are often captured in isolation or omitted from enterprise datasets — masking true liquidity usage and obscuring drivers of intraday funding pressure.
Fragmented Data
Funding, collateral, and position data are dispersed across trading books, treasury systems, risk engines, and legal entities, each with distinct conventions, timing, and granularity.
Siloed Data Sources
Disconnected systems lack the traceability to link assets, liabilities, and clients, leaving firms unable to attribute funding costs, liquidity consumption, or balance sheet impact with confidence.
Without a unified, analytics-driven framework, true agility and regulatory confidence remain out of reach.
A unified platform for funding & liquidity intelligence
Pleeco Fluent is an analytics-driven funding and liquidity management platform that connects the dots across your balance sheet.
Transform disparate funding, inventory, and client datasets into a cohesive, connected model reflecting the true structure of assets, liabilities, and counterparties across secured, unsecured, and internal sources. Gain full transparency into the sources and uses of cash and securities — creating a reliable foundation for forecasting, stress testing, pricing, and strategic decision-making.
Your funding & liquidity strategy can make or break your ability to grow
Manage funding and liquidity holistically — from detailed traceability to forward-looking analytics and optimization.
Explore Fluent solutions:
Funding Traceability
End-to-end visibility across secured, unsecured, and Intraday funding.
Liquidity Risk Management
Identify risk drivers, define limits, and monitor early warning indicators.
Stress Testing
Model scenarios across secured funding, derivatives, PB, and intraday liquidity.
Cash Flow Forecasting
Anticipate daily funding needs and incremental usage by business line.
Funds Transfer Pricing
Allocate funding costs and liquidity buffers in line with SR16-3.
Client & Desk Analytics
Measure ROA, balance sheet footprint, and liquidity contribution.
Realtime insights into your most critical questions
Bring consistency, speed, and confidence to your decision-making. Get clear answers to the questions that matter most.
How do I fund my business most efficiently?
Who is driving my unsecured funding usage?
Am I optimizing my collateral usage?
Which clients consume the most balance sheet and liquidity?
How much liquidity can I raise from unencumbered assets?
What is my liquidity position under stress?
Am I pricing clients according to their funding and liquidity impact?
How do I align FTP charges with actual resource consumption?
Pre-built analytics apps — ready to deploy and customize
A unified suite of pre-built analytical modules — designed to support Securities Finance, Treasury, Risk, and Finance teams across the funding lifecycle.
Choose from these tools and get started today:
Inventory & Balance Sheet Analytics
Client Analytics
Counterparty Analytics
Funding & Liquidity Management
Funds Transfer Pricing (FTP)
One source of truth for your funding ecosystem
Align stakeholders across functions with a single data asset.
Securities Finance
Core funding & liquidity analytics
Treasury
Forecasting, planning, stress testing
Risk
Scenario modeling, early warning indicators
Finance
Funds Transfer Pricing, P&L attribution
Sales & Client Services
Client profitability and pricing insights
Compliance
Regulatory reporting support
Fluent adapts to your business
— not the other way around
Pleeco delivers an integrated stack of scalable data platform, low-code development tools, and pre-built analytics apps to address your particular development needs.
Applications – Ready-to-use analytics apps for high-value use cases (Liquidity, Stress Testing, Client Analytics, Basket Analysis) Development Tools – Collaborative low-code frameworks for custom analytics and integrations Platform – Unified suite of data, orchestration, security, and visualization services — enabling production-ready deployments.
Tangible results in weeks, not years
Our proven onboarding framework ensures tangible outcomes within the first quarter.
1. Discovery Workshop | 2 hours | |||
2. Technology Assessment | 2–3 days | |||
3. Functional Trial | 8–12 weeks | |||
4. Production Deployment | 3–6 months |